Running a small business comes with unique challenges — from managing cash flow to funding expansion to covering unexpected expenses. At Gold Standard, we offer collateral-backed small business loans designed to help you overcome financial hurdles quickly and confidently.
With Gold Standard, there are:
No credit checks
No lengthy applications
No waiting for approvals
You can access immediate funding by leveraging valuable assets you already own — giving your business the flexibility to seize new opportunities, bridge cash flow gaps, or navigate short-term challenges.
Getting fast funding for your small business has never been easier. At Gold Standard, we make the process simple, secure, and stress-free — so you can focus on what matters most: growing your business.
Here’s how it works
Visit any of our four convenient Queens and Long Island locations with valuable assets you own, such as jewelry, watches, cars, tools, or other high-value items.
Our expert appraisers will evaluate your collateral on-site and present you with a free, no-obligation loan offer based on the real market value of your items.
Once you accept the offer, you’ll receive instant funding — either cash in hand or bank wire, depending on your preference.
At Gold Standard, we know that when your business needs funding, time is critical. That’s why we make securing a small business collateral loan fast, simple, and hassle-free — without the hurdles of traditional bank financing.
When you choose Gold Standard, you’ll benefit from:
No credit checks — your credit history is not impacted, and there is no negative reporting
Bypass banks and loan officers — no lengthy applications or waiting for approvals
Fast processing — complete the entire loan process in as little as 15 minutes
Flexible terms — initial loans are for four months, with the ability to extend at any time
Wide range of accepted collateral — including jewelry, watches, cars, tools, and more
Immediate access to funds — receive cash or bank wire the same day
At Gold Standard, we deliver the speed, flexibility, and service small business owners need — backed by over 75 years of trusted experience.
At Gold Standard, we know that when your business needs funding, you need it fast — and without the obstacles of traditional lenders.
With our collateral-based small business loans, you can unlock immediate cash using assets you already own, without credit checks or lengthy applications.
With over 75 years of experience, an A+ Better Business Bureau rating, and a 98% customer satisfaction score, Gold Standard is New York’s trusted partner for small business financing.
Our cash loans carry a four-month term that can be extended if needed by simply paying the interest and any fees due at the end of the four months.
When you’re ready to retrieve your collateral, simply pay the amount due and your items will be returned to you in the same condition they were received.
Gold Standard offers the speed, flexibility, and trusted service small business owners need to stay strong and succeed.
Visit one of our locations today or call us at (800) 316-7060 to get started.
We accept a wide range of valuable assets, including jewelry, watches, cars, tools, collectibles, fine art, and more. If you have questions about a specific item, contact us for a free evaluation.
No. Our loans are secured by collateral, so there are no credit checks, no credit reporting, and no impact on your credit score.
In most cases, the entire process — evaluation, loan offer, and cash payout — is completed in as little as 15 to 30 minutes.
Our expert appraisers evaluate the market value, condition, and demand for your collateral to offer the highest possible cash loan amount.
Yes. All collateral is stored in our 24/7 monitored, access-controlled storage facilities and is fully insured for its appraised value during the loan term.
Initial loans are for a four-month term under New York State law. You can renew your loan at any time by paying any accrued interest and fees.
You can receive immediate cash on-site or choose a same-day bank wire — whichever is most convenient for your business needs.
Stop by one of our professionally staffed locations for on-the-spot service and instant cash offers. Walk-ins are welcome — no appointment needed.
